· Fees · 5 min read
Breaking Down Real Estate Fees: How Offerly Helps You Keep More of Your Home’s Value
Traditional real estate commissions and fees can eat away 6–10% of your home’s value. Offerly eliminates those costs completely — what we offer is what you get, minus liens, judgments, and encumbrances.
Breaking Down Real Estate Fees: How Offerly Helps You Keep More of Your Home’s Value
Selling your home is one of the largest financial transactions you’ll ever make — and it’s also one of the most misunderstood when it comes to fees, commissions, and hidden costs.
Most homeowners are shocked to discover how much money gets deducted from their sale price once traditional real estate expenses pile up. Between agent commissions, closing costs, listing retainers, and holding expenses, sellers can lose tens of thousands of dollars before ever receiving their check.
At Offerly, we’ve reimagined the home-selling experience. When you sell directly to us, there are no commissions, no closing fees, no hidden costs — what we offer is what you get, minus any outstanding liens, judgments, or encumbrances recorded against the property.
Let’s dive into the true costs of selling through traditional channels and how Offerly helps you maximize your profit.
The Hidden Costs of Selling a Home Traditionally
Most homeowners assume that once they list their property, the sale price is what they’ll walk away with. Unfortunately, that’s far from reality. The traditional real estate system is packed with layers of fees that reduce your bottom line.
💸 Realtor Commissions: The Big One (5–6%)
Real estate agent commissions are typically 5–6% of your home’s sale price, split between the buyer’s and seller’s agents.
Example:
If you sell your home for $400,000, a 6% commission means $24,000 gone instantly — before you even start calculating other expenses.
Offerly Advantage
Offerly removes realtor commissions entirely. There’s no middleman — you deal directly with our acquisition team. That means every dollar of our offer (minus recorded liens or judgments) goes directly to you.
🏦 Closing Costs: The Sneaky 2–4%
In a traditional sale, closing costs usually range from 2–4% of the home’s value. These fees cover escrow services, title insurance, transfer taxes, recording fees, and document prep.
Even when negotiable, they’re rarely avoidable — and they add up fast.
Offerly Advantage
When you sell to Offerly, we cover all standard closing costs. You won’t pay a dime out of pocket. What we offer is what you take home — guaranteed.
🧾 Pre-Listing Expenses: “Getting Market Ready”
Before your home even hits the MLS, expect out-of-pocket expenses:
- Repairs and touch-ups
- Landscaping and curb appeal upgrades
- Professional photography and videography
- Staging or furniture rentals
- Deep cleaning services
Together, these commonly add $3,000–$10,000 depending on condition and market.
Offerly Advantage
We buy homes as-is. No repairs, upgrades, or cleaning required. You save both time and money from day one.
🕒 Holding Costs: The Silent Profit Killer
Every month your home remains unsold, you’re paying mortgage interest, property taxes, HOA dues, utilities, and maintenance.
At 2–3 months on market (often longer), you can spend $5,000–$10,000 just waiting.
Offerly Advantage
Offerly’s average closing timeline is 7–10 days. The faster you close, the fewer holding costs you pay — often saving thousands.
💼 Retainers & “Admin” Fees
Some brokerages charge listing retainers or marketing fees upfront. Others add “transaction coordinator” or administrative processing costs to the final statement.
These may look small ($300–$600 each), but together they chip away at your net.
Offerly Advantage
Offerly has zero upfront fees — no retainers, no admin add-ons, no surprises.
Real-World Comparison: Traditional vs. Offerly
| Expense Type | Traditional Sale | Offerly Sale |
|---|---|---|
| Agent Commission | 5–6% | 0% |
| Closing Costs | 2–4% | 0% (Offerly covers standard closing costs) |
| Repairs & Prep | $3K–$10K | $0 (we buy as-is) |
| Holding Costs | $2K–$5K/month | $0 (close in ~7–10 days) |
| Retainers/Admin | $300–$600 | $0 |
| Net to Seller | Sale price minus 8–10%+ | What we offer is what you get (minus liens, judgments, encumbrances) |
A homeowner selling at $400,000 could easily lose $40,000+ in the traditional model — while Offerly sellers keep nearly every dollar of our firm cash offer.
Why Traditional Agents Downplay Fees
Realtors rely on commissions to make a living. They may promise “top dollar,” but after concessions, delays, and stacked fees, that number can shrink dramatically.
Offerly is different: we provide a firm, written cash offer with no deductions except verified liens, judgments, or encumbrances that must be satisfied at closing.
How Offerly Simplifies (and Maximizes) Your Net
Step 1: Instant Cash Offer
Enter your address on our secure site and receive a competitive cash offer within 24 hours — no listings, no showings, no pressure.
Step 2: Transparent Pricing
We break down your offer clearly. The only potential deductions are recorded liens, judgments, or encumbrances. No junk fees. No surprises.
Step 3: Fast Closing
Our title partners handle all paperwork, allowing most sellers to close within 7–10 business days. You pick the date — we handle the rest.
Case Study: Keeping $32,000 by Skipping Fees
Mesa, AZ Homeowner compared two paths:
- Traditional listing: $420,000 offer, ~$25,000 in combined commissions/closing costs, 70-day timeline.
- Offerly: $405,000 firm cash offer, zero fees, 8-day closing.
Net result: Offerly put $32,000 more in the seller’s pocket — and saved two months of waiting and stress.
“What We Offer Is What You Get” — Why It Matters
Clarity beats confusion. Offerly’s approach ensures you know exactly what you’ll receive. Our offers reflect your take-home amount at closing, excluding only liens, judgments, and encumbrances that must be paid to transfer clear title.
No double-speak. No last-minute add-ons. Just certainty.
The Bottom Line: Keep Your Equity with Offerly
Traditional real estate commissions, cascading fees, and slow closings can erode your hard-earned equity. Offerly flips the script by removing middlemen, covering standard fees, and closing fast — so you keep more of your home’s value.
Ready to sell fast, transparent, and fee-free?
Visit Offerly.com/Get-Offer and see why with Offerly, what we offer is what you get — every time.
